Admin. Nobody is good at it. Some ignore it, hoping it will go away, but in never does. Some grit their teeth and BANJO it (Bang a nasty job off!) Some enjoy it, but we will not talk about them here. I feel like the Headmaster right now. Asking people for provisional tax figures, to […]

You can in the UK now. An App called “Sprive” will allocate your smart shopper points directly to your mortgage bond. We have loyalty cards in South Africa, and some people really make them work. Discovery will give you a free cell phone if you use all their loyalty apps, but others think this is […]

Apologies to Opera fans, especially Gershwin fans of Porgy and Bess. Last week we had a client who received a mail asking for all her tax information. This week before we had a client who was asked to send detailed audit papers for his refund, but he had paid his tax due the day before. […]

An interesting research topic for a young economist to investigate that would be widely read. Remember in the depths of the Zuma years when load shedding was a thing? And the Guptas went from Back of Bakkie Computer Suppliers to State Capture? In those years we suffered our greatest rugby loss ever. Now our economy […]

After 20 odd years of helping clients with their portfolios, we have some great money stories……. The single Mom who saved her retrenchment pay out and a few years later bought her own home. The housekeeper, whose boss told her that all future increases would go to the Allan Gray Balanced Fund, and 15 year […]

We all know that money plays a key role in our lives, but have you ever considered the money story you’ve inherited from your family? Our money story is a series of beliefs based on how money is spoken about, or not spoken about, within our homes. Just like our hair and eye colour, we […]

No matter what, there is always one die hard optimist, the one that never complains about the rain, but just dances in it. I think I am pretty optimistic and think my glass is half full. I am also optimistic about South Africa, mainly because I find life hard all over the world, and perhaps […]

If ever anybody offers you a chance to listen to Jeremy Gardiner speak, grab the opportunity. He is factual, to the point and leaves you dazzled. Unlike JP Landman, who does not have a negative bone in his body, Jeremy will tell you when things are bad and need work.   Unfortunately, Covid has forced […]